When is Term Life a Better Bet Over Whole Life?

Posted on March 11, 2009 in: Buying Life Insurance

Term life insurance is the simplest in structure and favored by most people today because of cost. Term life insurance provides coverage for a specific period or term. It is sometimes referred to as temporary insurance. The policy pays cash benefits to the beneficiary if death occurs within the specified period or term. Term insurance [...]

Whole Life Insurance Explained

Posted on March 10, 2009 in: Buying Life Insurance, Life Insurance Basics

When it comes to life insurance plans, many people prefer whole life insurance. A whole life insurance policy is one can keep for as long as you live and that will pay the face amount to your beneficiaries. Generally there are two types of whole life insurance policies: participating and non participating. A participating policy [...]