Chronic Illness & Other Expenses
7/02/09 •
Did you know that you can use your life insurance to meet chronic illness and other expenses. Changes in federal tax laws have made the prepayment of death benefits under a life insurance policy possible. Most new life insurance policies have a feature which provides access to a part of the death benefit, which can [...]
Recent Posts
Different use for whole life insurance and term life insurance
7/01/09 •
When you are buying life insurance, you need to decide between whole and term life insurance. Term life insurance provides coverage for a specific period or term. It is sometimes referred to as temporary insurance. The policy pays cash benefits to the beneficiary if death occurs within the specified period or term. Term insurance provides [...]
Life Insurance Trusts
6/30/09 •
Is life insurance trust a good idea for you? Well, if you are looking to reduce your estate tax liabilities, setting up a life insurance trust may be in your best interest, as well as that of your heirs and beneficiaries. Before going further, you must understand what a life insurance trust is. A life [...]
Mortgage Life Insurance
6/29/09 •
Life insurance is a contract between the insurance company and the insured to pay a sum of money to the beneficiary of the policy on the death of the insured. Mortgage life insurance does just what its name suggests. Most families experience financial difficulties when the primary breadwinner dies, leaving the burden of paying off [...]
Pilot Life Insurance
6/26/09 •
The cost of life insurance can is influenced by your occupation. If you are in a dangerous occupation and you are exposed to the risk of death during your work, you will be paying more for life insurance. If you are a pilot, you may be required to pay more for life insurance. Besides the [...]
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Inner Workings»
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7/01/09 •
Different use for whole life insurance and term life insurance -
6/19/09 •
Simple Ways to Lower Your Life Insurance Costs
Life Insurance Basics»
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6/29/09 •
Mortgage Life Insurance -
6/24/09 •
Special risk advocators
What to Avoid»
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2/27/09 •
Common Life Insurance Frauds
Who Needs It?»
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6/30/09 •
Life Insurance Trusts -
6/25/09 •
Term Life vs. Whole Life Insurance for Young Adults
